Loan calculators
Work out the real cost of any loan before you sign. Our free calculators show your monthly payment, total interest and full amortization schedule for personal, auto, mortgage and student loans — all in your browser, with current average rates.
Calculators
Loan payment calculator
Monthly payment, total interest and full amortization schedule.
Open calculator →Personal loan calculator
Monthly payment and interest by amount, rate and term.
Open calculator →Auto loan calculator
Monthly car payment with down payment, trade-in and tax.
Open calculator →Mortgage calculator
Full monthly payment: principal, interest, tax, insurance and PMI.
Open calculator →Student loan calculator
Monthly payment and interest, plus extra-payment payoff.
Open calculator →Debt-to-income calculator
Your DTI ratio and how lenders read it for approval.
Open calculator →
Popular scenarios
Guides
Frequently asked questions
How do I calculate a loan payment?
Enter the loan amount, interest rate (APR) and term into the loan calculator. It applies the standard amortization formula to show your fixed monthly payment, the total interest and a full payment schedule.
What loan term should I choose?
A shorter term means a higher monthly payment but far less total interest; a longer term lowers the payment but costs more overall. Compare both in the calculator and weigh the monthly figure against the all-in interest.